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Mortgages on California Real Estate, Certified CalPERS Home Loan Consultants

CalPERS Home Loans by Quality Funding Mortgage, LLC of California

   
  30 Year Fixed Rate  
  15 Year Fixed Rate  
%
% APR
  * Suspended

  * Please refer to
  * The message below
  * Or review our other programs
  * In the menu to the left
%
% APR
  * Suspended

  * Please refer to
  * The message below
  * Or review our other programs
  * In the menu to the left
Please refer to CalPERS MHLP Bulletin #10-17 posted by CalPERS on 12-16-10. We've been providing California's Public Employees with great rates and the best customer service since 1999. The CalPERS Home Loan Program has played a large part in our success over the years and we are very sorry to see the suspension of this program and know it was a difficult decision for CalPERS. We still offer every program available. Please refer to our CalPEHL Program, it has several excellent solutions for Public Employees in need of down payment assistance, as well as still offering discounted fees and great rates for the A+ borrower. Please contact us with any questions you might have regarding rates, programs, or if you currently have a CalPERS Member Home Loan in process.
Summer Home PictureWe've been providing California's public employees with great rates and the best customer service since 1999. With the many programs we have offerd, including the CalPERS Home Loan Program and the CalSTRS Home Loan, we have helped thousands of public employees refinance and purchase real estate. Now is the perfect time to take advantage of low interest rates and an exceptional real estate market. Use our web site to Apply Online, use our Mortgage Tools, view our Frequently Asked Questions, or Contact Us.


What sets us above the rest is our personalized service and our goal to provide CalPERS Members competitive rates and fees for their real estate financing needs. The CalPERS Home Loan is a great program for any active or inactive member of CalPERS, LRS, JRS System I and II, and retirees. The CalPERS Home Loans have reduced rates and fees. We make refinancing or purchasing a home simple. CalPERS Home Loans have many advantages, besides very competitive rates and fees other benefits include the CalPERS Personal Loan* and up to 90 day locks. Our approach is simple, our CalPERS Certified loan officers are experienced professionals and when a request for a Rate Quote, or a Mortgage Application is received, your loan officer analyzes your request and contacts you quickly to discuss your options. Whether you seek a mortgage for a refinance or purchase, having specialists assist you with public employee loans, such as the CalPERS mortgage, CalSTRS mortgage, and other public employee loan programs, ensures a quality experience. You receive calls and/or emails from only one person. We have a physical location, as well. We are not strictly limited to the internet so if you are more comfortable meeting your loan officer in person please feel free to call for an appointment.

Our process is streamlined and most refinance mortgages may be funded within 20 days, purchases in 15 days. We currently only lend within California and have a network of appraisers and title companies in every area of the state. Our rates are usually posted by 9 a.m. Monday through Friday. Please contact one of our mortgage consultants for a rate quote and to obtain a Good Faith Estimate. Fees can vary due to credit scores and equity, and are subject to change.

Whatever your residential financing needs, we will provide a loan that's right for you:


  • CalPERS Home Loans
  • Purchase
  • Refinance
  • Limited Down Payment
  • Home Improvement
  • Jumbo Loans
  • Debt Consolidation Loans
  • Up to 100% Financing*
  • CalPERS Personal Loans for Down Payment Assistance*
Equal Housing Lender




*CalPERS Mortgage interest rates are subject to change unless locked.

*CalPERS rates quoted on are for primary residences with 20% equity and credit score above 700.

*For other scenarios please contact us directly as we do have options for Second Homes and Investment Properties.

*For details, please refer to our CalPERS Member Home Loan Program page.




Licensed by the California Department of Real Estate Broker's License #01871737



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Program Development Jason Shapiro | Quality Funding
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